The Chat Money System By Marcel Fernandes: Digital Marketing Passive Income Stream!
- October 20, 2023
- Posted by: Rizvan
- Category: Digital Marketing , Making Money , Marketing ,

Are you ready to unlock the secrets of making money online as a digital marketing broker? Marcel Fernandes, the creator of the Chat Money System, claims he can show you how through his training course. In his training, Marcel provides his proven strategies for leveraging Instagram to connect businesses with digital marketers and in return, you will earn a commission for your efforts. “My Chat Money System is perfect if you are a seasoned entrepreneur or a stay-at-home parent looking to generate extra income; the Chat Money System offers a pathway to financial freedom,” says Marcel. Does this sound too good to be true? Maybe!
So, to help you decide if this system is the RIGHT choice, we’ll explore the ins and outs of the Chat Money System and learn more about Marcel Fernandes. We’ll also learn how the system works, how much it costs, hear what the students say, and finally, whether it’s a legitimate system to EARN passive income and leave the 9-5 grind. Are you ready? Here’s my Chat Money System review. But,
Before I start…
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Who is Marcel Fernandes?
How Does the Chat Money System Help You Make Money?
Who is the Chat Money System For?
What’s Included In The Chat Money System?
Chat Money System Pros and Cons
Are Students of the Chat Money System Getting Results?
How Much Does the Chat Money System Cost?
Is The Chat Money System Legit?
Who is Marcel Fernandes?
Before we dive completely into the Chat Money System, let’s take a moment to get to know the mastermind who created it – Marcel Fernandes. When I searched on Google for “marcel fernandes reviews“, I found information on his background and qualifications. So, here it is:
First, Marcel is a successful seven (7)-figure online entrepreneur from Brazil. However, like many other entrepreneurs, his journey to success had its challenges. Early on, Marcel was broke and had significant financial difficulties. “I was living in a small studio apartment and had no more than $100 in my bank account,” recalls Marcel. However, he says when browsing online, he discovered he could make money online, which turned his life around for the better. Now, Marcel is a renowned entrepreneur and a TikTok sensation, sharing his expertise on making money online by selling digital marketing services. He has a wealth of experience and is very successful, so Marcel is now dedicated to helping others achieve their financial goals through the Chat Money System.
How Does the Chat Money System Help You Make Money?
So, Marcel Fernandes Chat Money System empowers individuals to become digital marketing brokers (go-betweens). As a broker, you will generate passive income by connecting businesses with digital marketers who can help establish the businesses’ presence online. It’s a simple but powerful strategy, and marketing gurus have been using it for years to earn thousands in commissions. For example, through Instagram, you’ll reach out to potential businesses, offering to connect them with the right digital marketing services to meet their needs. Instead of delivering the services yourself, you’ll act as a middleman, white-labeling the services and earning a commission on each successful connection. This business model, often called drop servicing, allows you to leverage your skills in marketing and networking to create a lucrative income stream WITHOUT the need for significant upfront investment. Now, before we continue…
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Who is the Chat Money System For?
The Chat Money System is PERFECT for anyone looking to venture into digital marketing. Whether you’re a young entrepreneur looking for a side hustle, a stay-at-home parent seeking to generate extra income, or someone ready for a fresh start in the online business realm, the Chat Money System wants everyone to JOIN and get involved. “It doesn’t matter your background or location because you can tap into the power of this system and unleash your potential as a digital marketing broker,” says Marcel. So, through Chat Money, you will gain the necessary skills and knowledge to succeed in this dynamic field.
What’s Included In The Chat Money System?
Here’s a quick OVERVIEW of what’s included in the Chat Money System by Marcel Fernandes. PLEASE NOTE: Each section is covered more in-depth in the training, and this is just an introduction to each module.
Module 1
Marcel welcomes you and helps you set your goals. In other words, Marcel helps you set your expectations.
Module 2
In this module, Marcel digs deep into the focus and mindset required to be successful in the business and provides advice on how to get the most out of the Chat Money training.
Module 3
Niche selection and how to promote through Instagram messages. Marcel will also provide you with Instagram message templates you can use when starting.
Module 4
In this module, you will learn how to set up a powerful Instagram profile step-by-step. Marcel will show you how to optimize your profile to increase your status.
Module 5
Here, you will learn how to send messages to potential customers. You will get a walkthrough on the templates again and how to edit them to fit your niche and expectations.
Module 6
This module covers more script and template editing.
Module 7
In this module, Marcel gives you an opportunity to partner with him. In other words, he will walk you through the benefits of promoting his course as an affiliate. For example, you will learn the commission structure and more!
Module 8
It’s all about creating interest from customers, increasing their desire to work with you, and also how to set up cold emails and direct messages. (LOVE IT!)
Module 9
This module only has a single video which covers how to follow up with potential customers.
Module 10
You learn the importance of taking a break and why a “Rest Day” is important to being a successful entrepreneur.
Module 11
Marcel will reveal his high-converting sales script for handling objections and turning leads into money.
Module 12
This module focuses on what to do after you close the deal and how to answer any questions the customer has.
Module 13
Emphasizes the importance of winning and how to keep momentum after your first deal.
THE BONUS
Marcel, in this bonus module, provides three (3) ways to make money fast: Infinite list (reaching out to contacts for a referral), Garage sale, and Flipping (obtaining free products from the Facebook marketplace and reselling them).
Chat Money System Pros and Cons
Pros
It offers comprehensive training, perfect for individuals with various experience levels.
There is a low cost to join the training/course.
Many students have claimed that their earning potential is unlimited.
No high upfront investment is required.
You can work from anywhere in the world with an internet connection.
The Chat Money System has a 60-day money-back guarantee, providing students peace of mind while exploring the course.
Cons
Some students report technical issues, such as difficulties accessing all modules of the course immediately after purchase.
Brokering digital marketing services can be time-intensive, requiring consistent effort in reaching out to potential clients and managing outsourced work.
Limited control over the quality of results delivered to clients is also a potential drawback.
It may not be a good choice for someone who is an introvert who has difficulty building and keeping relationships with clients.
How Much Does the Chat Money System Cost?
Do you like what you’ve heard about the Chat Money System, and are you interested in joining? If so, you might be wondering about the costs involved…right?
Marcel Fernandes offers the course at a one-time price of $97, giving you LIFETIME access to a wealth of knowledge, support, and guidance. However, if you are looking for one-on-one coaching, there is an option at a monthly fee of $28.62.
Now, here’s the refund policy…
Marcel offers a 60-day double your-money-back guarantee, giving you enough time to explore the course and assess if it’s the RIGHT fit for you and your goals.
Are Students of the Chat Money System Getting Results?
Here’s the thing: Marcel Fernandes’ Chat Money System says it has several success stories, particularly in Brazil, where his reputation is solid. For example, students report impressive progress, with some gaining financial freedom. One student earned $1,000 in their first month, skyrocketing to $4,000 the following month. Now, they claim to generate an average monthly revenue of $6,000 consistently. Another student, who prefers to remain anonymous, boasts an average monthly income of $7,800.
It’s important to note these are all claims, but if they are true, this demonstrates the potential for significant earnings through the Chat Money System.
Is The Chat Money System Legit?
When exploring online ventures, it’s expected to be careful and question the legitimacy of the course. Marcel Fernandes has faced scrutiny and criticism for NOT honouring the refund policy, which is disappointing. Here’s the bottom line…
The Chat Money System is PERFECT for you if you have time to send direct messages to company owners. Also, the automation software can help speed up the process and reach out to more people who require digital marketing services. But, the downside of this business system is that to make a 6-figure income, you must constantly call businesses to find out if they need digital marketing dome for their organization. Finally, suppose you are going to JOIN this type of business. In that case, it’s important you learn from the best because if you don’t know how to screen digital marketing providers correctly, it takes just one bad referral on your end, and your reputation as a broker takes a massive hit…right?
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Closing Thoughts…
The Chat Money System by Marcel Fernandes does offer an exciting opportunity to tap into the world of digital marketing and create passive income through Instagram. Many say that Marcel Fernandes training equips individuals with the knowledge and skills to succeed in this trending field. But here’s the thing: while the system has its positives, you have to consider some negatives, too. You see, you will be a broker, so you depend on another marketing agency to meet your expectations and the clients. If they don’t, your reputation takes a massive hit which can “blacklist” you as a broker…right? So, if I had a choice, I would instead control the entire process from start to finish to ensure things get done perfectly. This would increase the likelihood of maintaining the client long-term, and I can keep building on my portfolio and earning potential. If you agree, then I encourage you to check out another business involving setting up digital real estate properties. It’s less effort, and I collect a nice $500-$2,000+ checks every month afterward (AKA passive income). If you want to LEARN more, then…
Before you leave
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Hey! I’m Riz! Kick off your shoes and grab a drink! We need to talk about the shams and scams you need to watch out for when choosing a mentor and/or coach. But, before we start..check out what I do to collect a nice $500-$2,000+ checks every month afterward (AKA passive income).